Insurance provides you protection from any kind of damage to your vehicle in case of theft, accident or damage. It provides financial compensation to the insurer which is beneficial and removes financial strain in case of any such incident. Two-wheeler insurance provides you protection for all kinds of vehicles like scooter, scooty, motorbike as well as moped. There are several ways to purchase two-wheeler insurance for old vehicle. These are discussed below:
Through an agent: Agents will guide you with all the processes and charge a nominal fee for their services.
Through online purchase: you can visit the website of the company you choose for your insurance and follow all the steps mention there and purchase your two-wheeler insurance instantly.
Visiting insurance company: going to insurance company personally will provide you satisfaction of seeing whole process in front of you. It’s a good means, but consumes time.
There are two types of two-wheeler insurance. First one is comprehensive two-wheeler insurance that protects the party as well as insured vehicle. Second one is third party two-wheeler insurance which provides protection under the third party cover only. Bharti AXA provides both type of insurance comprehensive as well as third party coverage.
Bharti AXA is one of the leading two wheeler insurance provider in the market. They provide different policies suitable according to your requirements and you can easily choose plans. On the website of Bharti AXA you can choose two wheeler insurance option and put in your information and choose from available options any plan. Bharti AXA protect from all kind of damage, theft and accident occurring to the vehicle as well as the driver or policy holder. Process of getting two-wheeler insurance is very simple. Compare two wheeler insurance policies from different companies. This will help you to have a clear idea on what suits you the best. Apply for final plan and complete the process accordingly.
But there are certain points to be kept in mind before getting two-wheeler insurance for old vehicles.
- Insured declared value (IDV): An IDV is maximum sum assured fixed which is fixed by the insurance company. It’s the total value for compensation to the policy holder in case of any accident, theft, damage, loss. In short, it’s the present market value of the two-wheeler.
- Renewal policy: This is important to know that there’s grace period in renewal of third party two-wheeler insurance. It has to be immediately renewed in the day it’s lapsed. Whereas in case of comprehensive two-wheeler insurance for old vehicle you get a grace period of 30 days that too after inspection of your old bike. It’s important to renew your policy on time to keep the policy active.
- Extra benefits and adds on: Two-wheeler insurance policy gives the benefit of customising it’s plans and make it more suitable for you with bit higher premium. You can opt for long term policies to enjoy the benefits for extended period of time.
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