Insurance 

Know How Sublimits Impact Your Health Insurance Plan Coverage

A health insurance policy is anon-skippable investment in 2022. Among the different plans that are available, selecting a policy needs to be a well thought process. While many buyers purchase policies without reading the terms carefully, it often gets them in trouble later on. Inconvenience by way of inadequate coverage, or even limitations in coverage are some examples when you buy a policy without understanding its terms. What are sub-limits in medical insurance plans? Sub-limits are terms that fix a ceiling on the admissible expenses under the insurance plan. When…

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Insurance 

Key Things to Keep in Mind While Buying Health Insurance Plans For Children at Different Stages of Life

The birth of a child is probably the most important event in the life of a parent. In addition to the basic cost of raising children and providing a quality education, parents must provide proper health care for their kids. This is because children are not just a blessing but also a responsibility. For example, newborns have low immunity so proper health monitoring and timely vaccinations are essential for a healthy life. At the same time, proper healthcare even for children is difficult to afford. Therefore, insurance experts suggest looking…

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General 

Which Type of Savings Plans Suit You?

Different savings plans are offered by banks, financial companies, and the government to motivate people to invest and earn returns. So, here are the top savings schemes. Savings Plan Types NSC (National Savings Certificate) It’s a government-backed savings plan that offers assured returns with tax-saving benefits. You can invest in it at a post office. The lock-in period is 5 years. The government revises the interest rate once in each quarter to take a decision. Nevertheless, the rate remains unchanged during the term after you buy the certificate. You can…

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Insurance 

Many Reasons Why You Need A Health Insurance Plan

Healthcare emergencies can happen at any time and are often unanticipated. This can cause financial turmoil that can be difficult to manage. A middle-class person can find it difficult to pay for healthcare costs and access to quality healthcare facilities. You can get the protection you need in times of extreme need by getting your family and yourself insured with a health insurance plan. A health insurance plan is a great way to have financial stability and confidence. It also helps to keep up with the rising cost of medical…

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Insurance 

7 employee benefits to attract and retain the best talent

Introduction A loyal and productive workforce is one of the most critical assets of a successful company. Skilled and knowledgeable workers rarely remain in the market for a long time. This does not mean that employees just accept the first offer they receive. So how do they decide which company to work for? It all boils down to employee benefits a company offers besides the salary. These may range from employee health insurance to vouchers for restaurants. Let’s take a look at some of the most effective workplace benefits that…

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Insurance 

How to Purchase a Term Insurance Plan With the Lowest Premium?

If you are new to buying insurance, it is safe to say that trusting the insurance company and choosing the right insurance plan can be a bit confusing and risky. To choose the most affordable and optimal term plan, you need to have products that fit your needs in your investment portfolio and work towards achieving your financial goals and at the same time ensure that your family is financially secured in the case of your untimely death. Every person should have a term insurance policy. However, it is a…

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Insurance 

Know All About Annuities

If you dream of a comfortable retirement where not only your needs are met without any hassles, but your financial worries are also far and few, you ought to have financial arrangements in place. A comfortable retirement cannot be achieved without an effective retirement plan. If the thought of retirement planning makes you fret, know that there is little reason to worry. An annuity plan can help you get started on a financially-sound retirement phase, irrespective of how close you are to becoming a pensioner. Here is all you need…

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